416-855-8123 / 4168558123

This is a scammer, saying he has already spoken to me, and then says they are calling from London, Ontario. They are now blocked.

PRA Group. They try to collect debts that are past statue of limitations. They can not collect legally. No need to make any payments. If you do, you may be on the hook to pay most of it. Just Block them

S***bags.

We want to reassure you that you're not a failure. As a goodwill gesture, we vow to take all necessary measures to ensure that you'll attain a debt-free future, by whatever means, you can rest assured. We're surer than ever that you need closure, so be sure to give us disclosure, at your leisure. You're surely welcome to select one of our easy payment features, whichever is your pleasure. From us to you, no pressure, and that's for sure.

Yup...has already called 4 times this morning. Blocked now.

Just another of hundreds of phone numbers this bunch of slithering, bottom-feeding scumbags call from.

Calls several times a day but leaves no message

It's a collection agency. They purchase debts that are over 7 years old and try to collect. Ignore them or do what I do and block the number. They will try and call on another number and just block that number as well.

The PRA Group is a junk debt buyer. As of January 1st, 2018 junk debt buyers are included in the Ontario Collections act. Before a collection agency can contact you they need to send you a written notice through regular mail (email doesn’t count).This notice must include: the name of the person or business that says you owe them money (known as the creditor) the amount of money that the creditor says you owe the name of the collection agency and a statement that the creditor has asked them to collect the debtAfter sending the notice, the agency must wait 6 days before they can contact you in person or by phone.After their first conversation with you, an agency can’t contact you more than 3 times in a 7-day period without your consent.“Contact” means the agents must actually speak with you, email you or leave you a voice mail. If you don’t answer the phone and the agents don’t leave a message, it doesn’t count as a contact. A letter sent by regular mail also does not count as a contact.A collection agency can’t: contact you on a Sunday, except between 1 p.m. and 5 p.m. contact you on any other day of the week between 9 p.m. and 7 a.m. contact you on a holiday use threatening, profane, intimidating or coercive language use undue, excessive or unreasonable pressure or harass you charge you any feesAsk the right questions when a collection agency contacts you, such as: may I have your Ontario registration number? have you sent me a written notice with my creditor’s name and the amount of money that I owe? how often will you be contacting me?Learn to say "I dispute the debt," and suggest that they take you to court. The limitations Act in Ontario gives a creditor or debt owner 2 years to seek legal action against you. After you receive a letter from the junk debt collector send them a registered letter stating that you dispute the debt and suggest that they take you to court. They have to stop harassing you then.File all complaints with Consumer protection Ontario.They MUST send a letter a week before attempting to contact you.