877-607-4376 / 8776074376

This is an Insurance Company that gets offered through a Credit Union which you are suppose to be able to sign up for "free" $1000.00 coverage. Well that "free" coverage was what bounced my account today.... according to "Manny" I had marked the maximum coverage so they charged my account. My suggestion is DO NOT SIGN UP FOR THIS! The form stated that if I just wanted the "free" coverage do not mark anything so that is what I did not mark anything myself but apparently that just gives someone the opportunity to pick for you. After terminating this coverage I was told that after December 10, 2012 it will take 10 to 15 business days for them to fix this and to send me a copy of the form showing me where I picked the maximum coverage. They cannot reverse charges, fax or email forms it all has to come snail mail. MERRY CHRISTMAS!!

They got me too...WHAT a rip off...thanks alot Neches Federal Credit Union. Called the number, got a very rude employee, then he put me on hold for 15 minutes...still no one came online....hung up and tried again....NO ANSWER....What a rip-off...Thanks again Neches Federal Credit Union.

NECHES FEDERAL CREDIT UNION MEMBERS: BEWARE of their insurance company that offers FREE life insurance....It is NOT FREE.....you will be charged and charged and charged. Then TRY to cancel the "FREE" policy. Forget it, you will be charged and when you call 877-607-4367 you will be NOT be able to cancel the policy because they put you on HOLD and then the phone clicks off. Good luck if you are able to cancel, then please post so I can cancel my FREE policy that continues to cost me and my family money.

This just showed up as a debit on my account today. I have never signed up for this! Never even heard of it or accepted a freebie from anyone.....jerks

i met the same question like you ,they have charged me 24.75 and the same money charged this month!my phone number is 407-501-1696

I found this deduction for $135 looking at my online account today. I phoned them 4 times only to be hung up on each time. I phoned by bank Linn Co Federal Credit Union and they told me that is all Im required to to is attempt to call them and to come into my branch and do an ACH stop which costs $10 but it will stop them forever. I will also look at disputing the charge when I go in. Not happy!

I saw that I had a charge of $16.50 with this description: AD&D 877-607-4376 Ins Prem. When I called to find out what this was, I was on hold for ten or 15 minutes, then when they said they were a company that works between the insurance company and financial institutions, but wouldn't give me the name, I decided I wasn't going to give my personal information they were asking for. I asked to speak to a manager and was put on hold for so long I finally hung up. When I first called my credit union they said at first that I was going to have to cancel the account and reconnect all my auto-pays because they thought it was a fraudulent charge. Because of these web postings, I knew enough to ask about my life insurance coverage. When they looked into it they found A&D is indeed the organization they work through. They said the only way to cancel was to call them directly.I was on hold for almost an hour, then the guy tried to talk me into keeping it. I learned that I've been getting charged $16.50 from this company quarterly for three years! I thought it was free and obviously haven't been looking at my bank statement regularly enough. I haven't been so pissed in awhile! Thank you for making this all public - I really appreciate it as it saved me a HUGE amount of hassle.

what is the physical address and name of this company? I thought it said Minnesota Life...but when I called they didnt say the name in the voicemail that tells you the wait time is 30 minutes.

they sent me info in mail how did they get my address? I don't trust any one! Minnesota Life. 400 robert street north street, st. paul, minnesota 55101. 877-6074376

WHAT A BS!! I got charged $49.50 and I don't remember signing anything. This company is ridiculous! And they will put you on hold for 15 minutes before anyone can talk to you.