800-860-0644 / 8008600644

heres the deal, these people are calling multiple times a day with different numbers. My situation is that I do in fact have a debt which was originally my husbands and now somehow its on my credit report. I had a payment plan set up with them, only to find out it was fake. I now know everything these people say are a complete lie. I even wanted to pay my debt off, and they would only take my information over the phone, and denied sending me a copy in the mail. No way am I giving them any information over the phone. I know these guys illegally attempt to collect debts, and therefore why would I pay the debt off if the company isn't legit? I need to look into who truly owns my debt (company) and if I did pay if off would it actually get paid. We originally went through NCO and now we got a new agency which is this portfolio one saying they bought out the debt. Wow I didn't know they were the same company. When I sent NCO a ceast and desist letter, I think thats when they claimed to be portfolio, they must opporate under three different names, so when a person does send them a ceist and desist letter making it illegal for them to contact you by phone they just act as if they are a new company, which really they are not and opperation illegaly.

i got the same call today asking to call 800-860-0644. No one in this household owes debts. This is indeed a scam

I also received a call from 800-860-0644. I know I don't owe anyone any money so this is just a scam. I have been receiving calls from this scammers for months.

We have been receiving calls for collection from 800-860-0644 for at least 2 years. We have repeatedly told them to stop calling because the person they say they are looking for is not at this number. We have had our phone number for over 7 years. They insist that we should know the person they are calling or they think I am lying about my identity, which I will not give them.

I received my first call on August 22, and received another today. The message is something to the effect of "this is a call from a Portfolio Recovery Associates. We are a debt collection agency. Please call 800-860-0644 at your earliest convenience. You will be speaking to a debt collector". I don't owe any debts. Just checked my credit report with Equifax; everything is fine. I am going to email the real Portfolio Recovery Services. I assume that this is a scam. The real company, which is highly regarded in investment circles, will probably want to prosecute the scammers.

Same as above. This number 1-800-772-1413 called with a recorded message saying it was a collection agency and to call 1-800-860-0644. I owe nothing to anyone. It's a scam!!!!!!!!

I wish it "stopped them in their tracks", as you say. The one time I actually managed to speak to a live person (within the past year), I asked them to find out when the last payment on the account was made. Early '98. I told them that federal law says that calls to collect a given debt have to stop seven years after the last payment was made; TX law says the calls have to stop after 4 years. So, even giving them the full benefit of the doubt and only applying federal law, they still had to stop calling in '05! This flustered the CSR greatly, who responded "But...don't you want to pay off your debt?" I said "Not when it's no longer valid, and it no longer shows up on my credit report!"As others upthread have noted, companies like Portfolio buy old debts from the original creditors. The original creditors sell the old debts to these companies, because they assume the debtors don't understand either federal or state credit/banking law. Both my father and FIL were in the credit/banking industry for more than 40 yrs. I asked my father if there were any reason for me to make any payments on this debt, at this point in time. He said "If you feel like it, and if you want to be nice, you can, but legally you're no longer *required* to."

Received this phone call last week but I didn't know until yesterday cause I usually don't check my messages until a week later. Today I came home at 9 pm and that woman from this phone number claimed that she was calling from Portfolio Recovery Associate Collection Agency, 120 Concord Blvd., Norfolk, Virginia, 23502. She stated that I need to call her office to talk with the collector. Funny, I don't even borrow money from my own bank...

If you have bad debt do not answer their calls they will go away. if you feel you don't owe any debt tell them to stop calling, if they keep calling report them.

Same situation here.....I've been getting calls from these people for weeks now --- sometimes two or three times a day! Sometimes, I pick up the phone and no one is there, sometimes I get a recorded voice stating that "This is Portfolio Recovery Associates. Please return a call to 1-800-860-0644. This call is an attempt to collect a debt. You will be speaking with a debt collector and any information gathered during this conversation will be used toward collecting this debt." Then, it gave some "cororate office" address at the end of the message ---- somewhere in Virgina, but I didn't write it down. I knew it had to be a "scam" since we aren't behind in any bills.A few weeks ago, we were getting calls from another "recording" asking us to call another 800 number to verify if we were Anna Hernandez. The message said that if we were NOT Anna, we needed to let them know by dialing the number in the recording, otherwise, it would be presumed that this residence and phone number was the correct contact location for Anna.Of course I didn't call that number back, either. I wonder if the two are connected?