843-242-7729 / 8432427729

I was contacted by an old co-worker from my previous job stating someone was calling up to three times daily leaving voicemails at my old extension saying I needed to call back regarding a "formal complaint on several different matters." They left a "claim number" of 9666 to refer to when calling back. I called the number back on Friday, January 20, 2017 and spoke with a Monica Brown. She stated she was contacting me about a payday loan that was taken out in the amount of $300 in 2011 and that said loan was never repaid. She further stated that with late fees and interest the amount due was now at over $1600. She then stated that "paperwork" was being filed to take the matter to court but that I could avoid court proceedings if I paid the $300 over the phone with her that day. I told her I had no knowledge of the debt and she went on to verify that I had a bank account with PNC Bank at the time, which is true. She stated that the lender attempted to withdraw the funds from said bank account but that it had been closed. I asked her to send me something in writing about all this but she stated "it's too late for that, we're already past that." I told her before paying anything to anyone I needed to verify my records and see if I had anything on this. She put me on hold and told me when she came back that her "legal counsel" has told her that I can call back but that the matter needed to be resolved before 5:00 pm that day. I continued to get calls and voicemails throughout the day from different numbers. When called back, each number reached the same place (National Litigation Services). After researching a bit, I called back several times and spoke with different representatives each time on January 27th. I asked each representative a series of questions and was able to determine the following: 1. The name of each representative. 2.That they could not provide the name of the original lender. They stated the lender's parent company was "Knox" but could not provided the name of the actual lender. 3. That the supposed debt dated to January 14, 2011, which was outside of the NJ statute of limitations for debt collection of 6 years. 4. They could or would not provide a mailing address so that I may send them correspondence. When asked, the first representative I called became angry and yelled "You don't tell me what to do, you can't ask me for information!" and hung up. The next one I asked placed me on hold and never returned. I hung up the call after about 6 minutes. The next one stated the company was paperless and could not accept anything in writing. The next one stumbled a little and just hung up. The final call, was answered by Monica Brown again, the representative I first spoke with the Wednesday prior. I asked her for the mailing address and was told I could have it but she'd have to ask her legal counsel again. When she came back to the phone she told me she couldn't give it out but that she needed my address. I refused to supply her with anything until I had a mailing address of theirs but never got one. With the exception of the one that put me on hold and never came back, all representatives disconnected the call when I pressed for a mailing address. I her to take me off of their phone list. She said she would but that she would be sending the sheriff and said "we'll see you in court" before hanging up. The calls and voicemails continue. I have logged complaints with the Federal Trade Commission and the Consumer Financial Protection Bureau.

My sister sent me the voicemail for this call, from a (Venare?) Brooks, stating that I was being pursued for two charges. I also received a voicemail this morning, so I called back both numbers provided only to reach generic answering machines. Fortunately, I have a little experience with illegitimate debt collectors and these guys were pretty easy to spot. A few words of advice if you get a call from them:1. DO NOT PAY THEM A DIME! No matter how they threaten you, whether it's legal action or a ridiculous amount of fees if you don't pay immediately, these practices are illegal and should be a huge red flag.2. Ask for a chain of title for the debt before giving out any of your information. Make sure you follow the chain all the way to the original lender; only they can verify who they sold the debt to. The collection agency must legally own the debt to be able to collect, and a lot of companies out there are collecting debt that they do not own.3. If the person on the other line is hesitant to give you any information about their company, ask to speak with their supervisor/manager. If no one will give you any info, they probably have something to hide.4. Don't be afraid to hang up if you aren't getting anywhere with them. Document your calls, record them if you can, and definitely file complaints with the CFPB and the Federal Trade Commision. There may be a chance that you could actually get a small amount of cash from the phony collectors depending on your situation.In closing, don't trust anyone until you know for sure who they are and what they want. Cover your [***] and know when to put the phone down. Take care!

And since then you never seen the sheriffs or gone to court like that lady said?

Why does this number show up as rad processing

Since I didn't recognize the number, I didn't even bother to answer!

I never answer a call unless I know who it is. After reading the other reviews it seems like that's a good thing. They left no voicemail and haven't called back.

They just called me too. I didn't answer I always look up numbers that I am not familar with for this reason.

They just called me. I didn't answer. After reading the other responses it does sound like a scam.

They keep calling my job. As soon as they realize we're a business they hang up

Didn't answer; never do unless we recognize the number