905-715-7399 / 9057157399

We are PRA, a global leader in the purchase, collection, and management of portfolios of nonperforming loans. In other words, we specialize in debts that are deemed unrecoverable. Assuming we'd acquired a twenty-year-old unpaid debt a week ago. As per our understanding, that particular account would be considered as if it were a one-week-old outstanding debt, and therefore it could be perceived as though it is retrievable. Should the debtor be John Smith, we shall attempt to contact any individual with the same name. In addition to some other subjects with similar names, such as Joan Smither, Jack Smythe and including Tom Smith. We may be unaware of your identity, but we firmly believe that you are the debtor in question. For this reason, feel free to disclose personal information with us. We have nothing but praise for our telecom operators, all of which shall remain nameless, every single one of those companies has been extremely accommodating to us thus far. To be frank, we truly value their services, as we've greatly benefited from their collaboration. We'd highly recommend them to any entity, legal or otherwise, that requires the use of a different phone number each week and needs to make thousands of calls per day. In anticipation of your cooperation, we'd like to say "Thank You", and we look forward to receiving your Payments. At your convenience, we do accept Major Credit Cards! To be totally honest, we could never have been in business for so long without customers such as yourself. So again "Thank You". And as a show of appreciation, we'd like to impart onto you a bit of our wisdom: Debt happens. So does recovery. Pay us what we seek and become debt-free.

you are whack, the proof is on the debt collector, you were not trained properly. Go to the ftc web and look it up.

This number IS a collections agency. They have bought your debt and will harrass and phone you for up to 7 years until it is paid. You are NOT a deadbeat. You are in a financial crisis, like I have been, and you are stressed and panicked. I have been there. First of all...when they call, don"t ignore them. Talk to them and explain your situation, calmly and carefully. If needed, have notes by the phone. Do not give any more information than they already have (eg. name and phone number). After you have stated your situation do not engage in, back and forth, debates. Try to arrange an amount / month that will not hurt you. Do NOT let them scare you, they do focus on fear and intimidation. Just know your rights. They cannot call more than 2x's a day, and no more than 3x's in a 7 day period. They cannot call before 1:00pm and after 5:00pm on a Sunday. They cannot call before 7:00am and after 9:00pm on any other day. Try not to be hostile when they call, I know it is hard when you are scared. They cannot seize your assets. They do not want to go to court, but they will try to threaten you with that, just stay calm and try to work with them. Yes, there are horrid people that call and threaten, but if you deal with it in a calm manner, it will be you controlling the situation. Life will get better. If you can afford $20/month then do that, but DO NOT let them harrass you into a higher amount. Just do what you can afford.

we've developed a strategy as a company to send back an sms, 100+ for each call they place ..'this company will not act as as vicarious collection agents on your behalf, nor will it confirm, nor will it co-operate, unless u have a court order or garnishee, nor will it make any disclosures, or confirm or deny status of clients u seek, please contact them by other means .. u r instructed to stop' .. the s m s will convert as text to landline, in their end, so they will get get robotic messages thus tying up their phone lines, if everyone did this as payback on behalf of others, they'd be so unproductive and frustrated.

I am a fraud credit card vitcim back in 2010. The collector called Cachia from this company have called me now and state that I own that credit card bill and DEMANDED and FORCED me to pay for the bill before the deadline that SHE GAVE ME. This case has already been report to police already. Even Equifax and TransUnion have my fraud bill removed already which proof that I am not the debtor, but they still call me and harrass me with no proof or even paper which suppose send to me first by-law before they call me. I have talk to some professional in the same industry and with my lawyer have some advise from them as well that the way how to collector try to collet money from me is not right and she could lost her licence. Please be aware of this company and dont let them scare you or harrass you if you believe you dont own any money from them. And ALWAYS ask for some professional advise.

Before you get all high on yourself, learn to spell, maybe a little grammar, turn off the caps lock, get an education and then come back and try again.

dear ScorchedEarth: thank you for having a heart.I've be sick for 3 1/2 years,not getting any disability,it's hard to pay your bills,with little money coming in<3

dear ex-collect: you are an idiot,do you want me to take groceries off the table,do you want me to go hungary to pay my credit cards.i explained my situation to all my creditors,they don`t want to hear it,they`re rude,maybe they should give me a break.i,ve been sick for 3 a half years,not getting any disability,visa stole money out of my account,there wasn`t enough money for my car insurance.

Dear Upstanding Citizen: you are an idiot.HOPE YOU ARE HEALTHY!!!!! i`ve been sick for 3 and a half years,not getting any disability,you want me to go hungary too paid my creditors forget it....i explained my situation to my creditors,they don`t want to hear it,they are rude,they just want their money,so i`m GONNA HAVE TO GO HUNGARY FOR FIVE YEARS TILL THEY PAID OFF.visa stole money out of my account,there was no money left for my car insurance.HOPE YOU DON`T GET VERY SICK.i need to get better,not creditors stress.your no better than the creditors!!!!!!!

well said...