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Area code: | 407 |
Prefix: | 771 |
Country: | United States |
State: | Florida |
City: | Lake Mary |
Company: | Bellsouth Telecomm Inc DBA Southern Bell Tel & Tel |
Usage: | Landline |
Time zone: | Eastern |
Leave a comment about 4077710887:
I've never had chase... no idea why they're calling me but it's always during work hours when I can't get to it!
It is supposedly illegal for these people to call after 8 p.m. but in addition to many calls from them on my cell phone at various times, I received one on a Sunday at 8:45 p.m.! I agree with most of you. Many of us have had hard times. I contacted Chase to request a reduced interest rate and to let them know that I had been laid off and would they work with me. They would not even consider it so I had no choice. The banks all got a bail out but when we need help, they won't even consider it. If they get stuck with zillions of dollars in unpaid credit card payments, it's hard to feel bad for them.Maybe they could stop building new offices on every corner. I only wish that people would wise up and stop using them for anything.
CHASE USASent via Fax: 888-643-9628RE: CEASE COMMUNICATION with phone number xxx-xxx-xxxxDear Collector, I am responding to your constant phone calls! In accordance with the Fair Debt Collection Practices Act, I demand that you: Stop calling me at home, at work, or any other location! In accordance with federal law, once you've received this letter/fax, you may only contact me to: •Provide proof that I owe this debt that you claim I owe; •Provide a copy of my State and Federal rights concerning this debt including how to dispute this debt; •Provide proof that you are licensed in my state, and provide me with your license number; •to advise me that further efforts are being terminated; •to notify me that you may invoke specified remedies; •to notify me that you intend to invoke a specified remedy. Be advised that I am keeping accurate records of all correspondence concerning this issue, including tape recordings of all phone calls. If you continue harassing me, you will be in violation of the FDCPA, Section 805(c) --"Ceasing Collection Calls and Communication". If you continue calling xxx-xxx-xxxx, you face fines of $1,000 PER violation.
CHASE USASent via Fax: 888-643-9628RE: CEASE COMMUNICATION with phone number xxx-xxx-xxxxDear Collector,I am responding to your constant phone calls! In accordance with the Fair Debt Collection Practices Act, I demand that you:Stop calling me at home, at work, or any other location!In accordance with federal law, once you've received this letter/fax, you may only contact me to:•Provide proof that I owe this debt that you claim I owe;•Provide a copy of my State and Federal rights concerning this debt including how to dispute this debt;•Provide proof that you are licensed in my state, and provide me with your license number;•to advise me that further efforts are being terminated;•to notify me that you may invoke specified remedies;•to notify me that you intend to invoke a specified remedy.Be advised that I am keeping accurate records of all correspondence concerning this issue, including tape recordings of all phone calls. If you continue harassing me, you will be in violation of the FDCPA, Section 805(c) --"Ceasing Collection Calls and Communication". If you continue calling xxx-xxx-xxxx, you face fines of $1,000 PER violation.
That is not a very well written letter, don't copy it. There are good elements in the letter, but exclaimation points are not necessary n a business communication. Also, they know how much the fines are and what the fdcpa laws state. They know this because they do it every day, it is their job. It just sounds ridiculous. Adding that line didn't make anyone at chase go "oh [***], we better not call this person again, I forgot there was a fine". The letter borders on sounding threatening, instead of informative, which is all you need. Or, and here is a crazy idea, pay your bills. Can't pay it in full? Get set up on small installments. If you talk to them, you can set up a time and date when the next call will be, instead of every day.
They started calling my cell from 402-220-4355. I don't answer numbers that I don't know. I did call them back and it was an automated service. The automated service stated my name, my account balance, the amount due, and when the payment was due...(September 10, 2008) They wanted to to enter my checking account number to pay my bill over the phone. Then they called a couple of times from this number. I never answered this one. The real fun has been with the new number they are calling from...210-586-0006. 22 times in the last 3 days. The earliest call being at 6:04 a.m Sunday morning. The latest 8:26 p.m. I also called that number back and I was told the call would be monitored, then prompted to enter my 16 digit account number. We just got home from vacation and when I checked my mail, I did indeed have a bill from my Chase account. There are no late charges on my bill. My statement clearly shows that I paid my bill last month. I am not late, and my payment is not due for a little over a week now. The September 10 due date the automated system stated was not correct. So, I don't know what is going on with these numbers. I did think it was very odd that the first automated system had my name, and balance. I definitely would not give these people any information. If you do have a Chase account that is past due, I would recommend you call them directly to set up a payment. I will continue to ignore all of these calls.
Remember that any debt forgiven is credited as taxable income at the end of the year. The bank that does the write-down will send you a IRS 1099 and you'll be required to pay taxes on every cent they write-off. Of course, they don't mention your tax liability when they make the offer.Also be aware that a charge-off on your credit record remains just as long as a bankruptcy.
Chase continues to call me at my business number although they have been told not to. They are putting my job in jeopardy. I'm not late. I pay electronically and they can't seem to get payments posted properly. As soon as I'm paid up, I won't be dealing with them again.