801-379-2000 / 8013792000

Winner will be responsible for the expense of all upgrades, additional optional equipment, title, license, insurance and registration fees required in claiming the Vehicle. Sponsor does not make, nor in any manner is responsible or liable for any representation, guarantee, or warranty of any kind, express or implied.7-Night/Florida Vacation & Bahamas Cruise includes 2 nights in Daytona Beach, FL in a standard hotel room, 2 nights in Orlando, FL in a standard room, 3 nights hotel accommodations in Freeport, Grand Bahamas in a standard hotel room, and passage on the Discovery Cruise Line both to and from the Grand Bahamas, but does not include ground or air transportation, meals or incidentals such as alcoholic beverages or gratuities or taxes. In order to redeem the Second Incentive, you must pay $215 per person ($165 port charge tax + $50 refundable room guarantee deposit). Port Taxes must be paid at least 60 days prior to travel. Reservation request must be accompanied by the refundable room guarantee deposit. Travel must be completed within one year of receipt of card. Reservations are subject to availability and must be made at least 60 days in advance of travel. Sponsor is not responsible for risks and contingences of travel. Recipients subject to all rules of Discovery Cruise Line standard ticket contract of passage.GENERAL PRIZE CONDITIONS: Prizes are non-assignable and non-transferable. No cash alternative or prize substitutions will be allowed, except FFG reserves the right to substitute prize(s) of comparable value if the prizes listed or any component of any prize listed is unavailable for any reason. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Promotion promotional materials and these Official Rules, these Official Rules shall prevail and govern. The prize winner shall be solely responsible for all federal, national and/or state taxes, and the reporting consequences thereof, and for any other fees or costs associated with the applicable prize. Prizes will be awarded AS IS WITHOUT WARRANTY OF ANY KIND, either express or implied. You will not be a winner of any prize, even if the Promotion should so indicate, unless and until your eligibility and the potential winning Scratch Card has been verified and you have been notified that verification is complete. Sponsor may require you to execute an Affidavit of Eligibility, a Liability Release and (where legal) a Publicity Release (collectively, “Prize Claim Documents”). Time is of the essence in awarding the prizes. Accordingly, if you fail or refuse to sign and return all Prize Claim Documents within seventy-two (72) hours of notification, you may be disqualified.All players are limited and restricted from winning more than one prize during any Promotional Period.4. NAMES OF WINNERSTo obtain the names of the Winners, send your request together with a self-addressed, stamped envelope to: Scratch Card Game, Federal Financial Group, LLC, 292 East 12200 South, Suite 200, Draper, Utah, 84020.

OFFICIAL RULES FEDERAL FINANCIAL GROUP SCRATCH CARD PROMOTION NO PRESENTATION, PURCHASE, OR OBLIGATION OF ANY KIND NECESSARY TO ENTER OR WIN. AGREEING TO A SALES PRESENTATION OR A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.As a condition of participating in this Promotion, entrant (“Player”, “you” and “your”) agrees to be fully and unconditionally bound by these Official Rules and the decisions of Federal Financial Group. (“FFG”, “we”, “us” and “our”) and waives any right to claim ambiguity in the Promotion or these Official Rules.Your participation in the Promotion constitutes full and unconditional acceptance of and agreement to abide by these Official Rules, including all eligibility requirements, and the decisions of FFG, which are final and binding in all respects. 1. ELIGIBILITYTo be eligible for the “FFG Scratch Card Promotion” (the “Promotion”), you must (i) be a legal resident of the United States; (ii) be at least 25 years of age; (ii) have a household income of at least $40,000; and (iii) be employed full time. The Promotion is subject to all applicable federal, state, and local laws and regulations and is VOID WHERE PROHIBITED OR RESTRICTED BY LAW. Employees, officers and directors of FFG, and its subsidiaries and affiliates, as well as the immediate family and household members of each such employee, officer and director are not eligible to enter. “Immediate family members” shall mean parents, step-parents, legal guardians, children, step-children, siblings, step-siblings, or spouses. “Household members” shall mean those people who share the same residence at least three months a year. FFG reserves the right to verify your eligibility.

National Do Not Call RegistryThe National Do Not Call Registry is open for business, putting consumers in charge of the telemarketing calls they get at home. The Federal government created the national registry to make it easier and more efficient for you to stop getting telemarketing calls you don’t want. You can register online at WWW.DONOTCALL.GOV or call toll-free, 1-888-382-1222 begin_of_the_skype_highlighting 1-888-382-1222 end_of_the_skype_highlighting (TTY 1-866-290-4236 begin_of_the_skype_highlighting 1-866-290-4236 end_of_the_skype_highlighting), from the number you wish to register. Registration is free.The Federal Trade Commission, the Federal Communications Commission, and the states are enforcing the National Do Not Call Registry. Placing your number on the registry will stop most, but not all, telemarketing calls.This site has information for you – whether you’re a consumer interested in signing up for the National Do Not Call Registry, or a telemarketer or seller interested in learning more about your responsibilities related to the Telemarketing Sales Rule.

Yeah thats an old joke. People think they are funny when they do stuff to Telemarketers, but we've heard it all before and you just end up coming off as a complete tool

If people would actually read the freakin rules to the DNC Registration they would know that it doesn't block all buisnesses from calling you. A buisness can call anyone on the No Call Registration if they are not selling anything.

They caught me in my office with a call two weeks ago and I letthem book an appointment for someone to come out and see me. Well the appointment was today at 11:30AM and no one showed up. I guess no scratch ticket for me:(

Is Federal Financial Group a Scam or legit.???Please advise. Thank You.

FFG is an awesome company. If you're lucky enough to be recruited by them then I congratulate you. I'm making the best money of my life, offering something to everyone that is the best investment I have ever seen for many anyhow and couldn't be happier. They put a ton into training and the initial tiny investment on the part of the new employee is nothing except to show that you are truly interested and not wasting their time and money. Before judging and being upset by calls, find out a bit more, they really are great.Thank you.

well what can i say is that God bless you rob. i dont want to have an argue with you

now, if you are not interested simply say im not interested, or put my number into the do nor call list or simply emailing them through there website not acting like uneducated person. respect others as you respect to yourself.what Christ told us be wise like a snake but be humble like a sheep.