412-768-0662 / 4127680662

a grace period is just that, it's not late until you have passed that second date, that's where you are charged fees. If the first date was the actual due date you would be charged a fee.

That's great...however they are in some cases breaking the law, calling before or after the cutoff times (federal law is very clear on this), harassing people who have nothing to do with the loan in question (also against the law) and making withdrawals from your account without your permission (happened to me on more than one occasion.) I'm guessing you either work for the banking/collections industry or else are a "BOOTSTRAPS!!!11" libertarian and would condone breaking someone's kneecaps over being a day late for a $1 payment.

I have an account with PNC will now be paid off in 17 months, I was going to payoff this May, but now they have started calling me 4 or 5 times a day this month. I am not past due and have never been late, I repeat I have never been late. However the interest on the loan was front loaded and now payment mostly applied to principle. Could this be why they are calling?? They made their money and now want the loan paid off. I am pissed off now and will make the payment over the next 17 months. one a month. F'em. I also have this new Panasonic phone that will block call with a few push of the buttons, my phone rings once telling me the call is blocked, they hear buzy signal, then my phone hangs up on them. Beautiful thing. Phone blocks up to 30 numbers. You have got to get one of these.

Payment was due Yesterday on consumer loan. Have received 2 calls so far this morning. ONE DAY! They are ridiculous and will not stop calling. Fortunately they only have my cell # and I blocked their calls. I refuse to give them my home #.

I received this call today. Said they had not received payment and I could do it over the phone with a check and it takes 3 minutes. I said the payment was sent in and there is a 10 day grace period so it isn't late. He said there is no 10 day grace period. That is what it says on the coupon book. I feel this was a scam. I told him to call my husband and he did and told him the same thing. My husband told him it was mailed out and not to bother us on the weekend. I feel it is a scam still. The person never told me who he was until I asked where was he calling from, then he said PNC in Pittsburgh. Sounds fishy!!

These people have done the same to us. We're not late,but ask for bank routing and checking numbers. They.. finally on the fifth call said they werePNC bankI guess they don't know consumers law, but we know just the person who does.E4Y9

If you're payment is due the first and you're charged a late fee after the 10th that's your grace period per a attorney we know. Next time go through your bank,ford credit or your credit union.These are rude people. We'll never finance a thing through them.EVER.

called 6 times in 8 hours

There is not a grace period on auto loans. If your due date is the 1st of the month, the interest on your loan is calculated as if you are going to pay on the 1st of each month. If you pay after the first, you get charged more interest every day after the 1st and it is applied onto the final payment of your loan. That is why that person told you you don't have a grace period.

my loan, this is ok.