732-225-6190 / 7322256190

The call I received was from 732-692-1473. The call-back number they gave was 732-225-6190. They said they wanted to set up an in-person interview based on my resume, which is on CareerBuilders. When I asked for more details, "Lori" told me that they were a "Fortune Platninum" company (huh?), that they were expanding their business in NJ, and were looking for supervisors in various locations. I bit and set up an appointment for this Friday (but after reading all your warnings, I think I'll find something else to do with my time). I asked if this was a sales position (something I don't want) and Lori said she didn't know anything more because "she just sets up the appointments." The address I am to go to is: 266 Raritan Center Parkway, Campus 4, Edison NJ.

Well, this is a real company, not a total scam, but the way they go about their business is reprehensible, starting with the interview process. Interview bookers are given lists of numbers generated from Monster, not from people who have actually expressed an interest in the company. They are encouraged to call these numbers as the more people they recruit, the more people will be under them when they progress to be managers... meaning they will have to work less as they will reap the benefits from the new employees' hard work. "Mr Ackerman" is in fact a real person, but he has never seen your resume as you will be informed he has. The interview is a group one - almost everyone will be called back for a second one. There will be a video presentation with lots of rah-rah you can do it style motivational speeches designed to press your greed buttons. If everything was honest and up-front from the get-go people wouldn't have a gripe with this company. Why not just tell it like it is? If people ask If it's a sales job, the scripted answer is "there are lots of positions available" which is pretty much a lie. All they're looking for are salesmen. Moving on, if you do go ahead, pay for your own licensing and start work for AIL, the process of calling people to book appointments involves more deception. The word insurance is never mentioned - people think you're either delivering a "no-cost" child safe kit (basically just a cardboard folder they can write their kids' info on) or some union benefits which as it turns out they already have if only they delved into their union's policies a little deeper. The job entails a LOT of, if not quite cold-calling, then certainly luke-warm calling, and a LOT of running around to appointments in dangerous neighborhoods. The hours are long, and need to be never ending if you are to achieve the sales figures promised you at the presentations or final interviews. If you hit it lucky there's money to be made, but I suspect not as much as people claim they make; there are some pretty ropey looking cars in the AIL agents parking lot. Basically beware and do your research - at the end of the day they do have a product that even poor people need and can afford, but the way they get that product to the consumer is based on white lies and deception all along the way. If you can live with that, good luck.

I went on an interview with them, total scam, they dont tell you about all these fees until your halfway thru the training class. There is no money to be made unless your a higher up, even if you made a sale, portions of your profit go right on up the ladder. Also if you dont have a laptop, you need one, so theres another $1,000. They will sell you the world during the interview, tell you your gonna make 10k/month, youll never see it. Most of your appointments would be at peoples homes, right after they get home from work, around dinner time, then these people have kids and you never actually get the appt booked, other than that your making calls for appointments all day long, "hoping" to make money which never happens, if you want life insurance, go with a company more trustable like Aflac, plus you drive your car (wear n tear) and gas is out of pocket. Your working for the higher ups there, one guy I interviewed with actually pulled out a paystub, which I thought was bad business but hey. STAY AWAY, all a big scam, scam, scam

One of the biggest scams in America, cannot believe that NJ Consumer Affairs has not shut them down yet. DO NOT GO TO INTERVIEWS, This Edison NJ group uses multiple names. If they say they got your number thru Careerbuilders or Monster. Report them to these sites immediately.

AFLAC is the same scam where you invest your money into selling their products. They use the same recruiting method, do not maintain Do Not Call lists, etc. I heard that the State Department of Insurance is investigating them for violations. Agents at AFLAC were getting kickbacks from registering people into licensing schools. I used to work in the industry in marketing and all of the sales folks were salary + commission. Depending on the candidate sometimes the new hire paid for their licensing classes and received tuition reimbursement upon successful completion. Sometimes the company paid for licensing outright but it was a rarity. New hires were selected through personal referral of an existing employee, from an exclusive headhunter, or someone applying for a job with the company based on a job posting. They NEVER cold called for new hires.

Same as DMJ's experience, only I asked for a website so I could do research before scheduling anything. I was told that I would be meeting with a Senior Manager that would last 2 hours, and pressed to get a website so I would be prepared if that were the case. I was given "work@ailise.com." I asked if this was a website or an email and she said that's what they gave her and that she is new. The call came from 732-692-1473 and I was given 732-225-6190 as a call back to schedule an interview.

I keep getting calls as well from these folks. Thanks for the heads up. I set them up for call block.

If you don't want to be called from insurance companies, or other sales gigs, then don't post your resume on monster or careerbuilder. It's really that simple. Most insurance companies do the same thing. Insurance sales is not an easy field, and there is high turn around. Finding the right people to do it, takes a lot of effort. It's a grind and not for everyone. American Income is not a scam. They are a legit business, who provide supplemental insurance to mostly labor unions. Do you think a Teamster is going to put up with a company with bad products? It seems most people who complain are a little green with how the sales industry works. They complain that someone is offering them an opportunity and then fail to show up to an interview, then complain on this forum. I actually went through the interview process too, but decided against taking the opportunity. It was not for me, but the people I spoke with while I was there seemed straight up. I have been to a lot of these sales deals, including Aflac. Trust me American Income is a much better organization. Not sure why people feel like the world owes them something. The job market is tough, and these places could be good places for the right people.

I posted my resume to Careerbuilder yesterday and immediately had an email from "Roger Smith" asking to set up an interview... I ignored the email because what could a LPN do at a life insurance company? This morning his secretary called me from (732) 225-6190 asking to set up an interview and when I asked what I am qualified for she says "I'm not sure, he just thinks you're qualified." She told me to come in Wednesday at 10AM (everyones posts say 10AM as well) with my resume, business references and dressed professionally. I was almost convinced to go to this after seeing their website, but after legitimately researching it and googling the phone number, I will not be attending. Thank you all so much for sparing me the wasted time and effort by posting this.

I RECEIVED A CALL ALSO AND I ASKED THE SAME QUESTIONS AND DID NOT LIKE FRANK'S RESPONSE. SO I DID ONE QUERY AND THIS IS WHO THEY ARE. THEY ARE NOT AN AGENCY AND THIS IS THEIR ACTUAL ADDRESS:American Income Life Insurancb144 Fernwood AveEdison, NJ 08837-3852(732) 225-6190