757-963-7007 / 7579637007

(757) 963-7007 called and left no message.

Prohibited HarassmentDebt collectors can call you and request that you pay the debt. However, they cannot harass you or abuse you. These are the types of things that they should not do:Use obscene or profane language.Make repeated frequent calls to annoy you.Telephone you without identifying themselves.Use threats of violence or harm against you.Threaten to arrest you if you do not pay the debt.Threaten to take action such as lawsuits, garnishments, or taking your property unless the collector intends to do so and it is legal. (Creditors must usually take you to court and get a court "judgment" against you before they are able to garnish your wages in Missouri.)Debt collectors cannot make false statements about themselves or the debts. They cannot misrepresent:they are government officials;that you have committed a crime;that they work for the "credit bureau";that the papers you received are legal summonsesor legal papers, if they are not;the amount of your debt; or that there is an attorney involved, if there is not.Debt collectors are also prohibited from:depositing a post-dated check before it is due;threatening to take your property unless it is legal to do so;contacting you by postcard.Payments on multiple debtsIf you owe more than one debt to the same collector, you can specify the debt you are paying. If you clearly indicate that you are paying one account, the debt collector should apply the payment to the account you request. You should always keep records of your payments and correspondence with any debt collector.What if the debt collector has violated the law?The Fair Debt Collection Practices Act gives you a right to sue in state or federal court within one year from the violation. If you win, you can recover damages for your loss, court costs, and attorney's fees. Remember that the one-year period runs from the date the debt collector violated the law. You should act promptly to contact an attorney if you believe a debt collector has violated the law. If you fail to file your suit within one year of the violation, you lose your right to do so.You can also notify the Federal Trade Commission (FTC) of violations. They cannot file lawsuits on your behalf, but they can investigate your complaints. Their address is: Consumer Response Center, Federal Trade Commission, Washington, D.C. 20580. You can also file a complaint through the Internet.

Portfolio recovery debt collectors. Be prepared for a very rude person that raises their voice at you. They call at all hours and will not allow you to speak. Send a Ceast and desist letter.

Oh joy, it's the scum from Portfolio again

Ignore these people!

Thanks all for the posts. These folks are indeed bottom feeders - I have records of at least 8 different numbers they have used in just the last year to try to get me to pay a debt from a closed account over 13 years old. Also, in Texas only IRS can garnish wages. Statute of limitations in Texas for debt lawsuits is 4 years from date debt was declared "delinquent".

I get calls from them on both my home line and my cell phone. On my home phone I use OOMA Premiere service. It costs a bit more than their "regular" version (practically free) but I have the capability of blocking by name as well as number. (very cool) Plus they are associated with a service that pre-screens spam calls. For my cell phone I use an app called "Truecaller." I use the free version. Works great. Others will have reported a number as "spam" and it will be block automatically. I get called practically every day. Most time's I'm not even aware of it. I share this out of compassion for others who are getting persecuted and hounded by these companies. I have no interest in either of them. Be well and good luck.

what I do is give these numbers the name "twit" on my phonewhen "twit" calls you don't answer ithow many phone numbers do these folks have anyways?

I just let them do there thing for a few min. then hang up .........waist there time......

No message. ignored and harassment logged for future action.