847-994-2540 / 8479942540

I got a call from 847.994.2540.. since I never pick up a # I don't know, I ignored it. I checked it out tonight by googling the number and I found your site! Thank you so much for all the information on this site! You guys and gals are absolutely amazing! Thanks again!

This agency has been trying to collect $$ from me for nearly 8 years...it's ridiculous. They stopped for a while (probably because I changed to my married name) and they've managed to track me down again. I get a call from a different number every day - sometimes twice a day.I'm pretty sure this from a debt that's nearly 18 yrs old and isn't even on my credit report - believe me, I've checked. I just ignore their calls...It'd be funny to get an address and get EVERYONE they've called to send them a nasty letter... inundate them with mail.

if you have an android, blackberry, or iPhone get the app called Mr. number i have it and it tells you who's calling and it lets you block people you dont want calling you. good luck :))

They keep calling no matter what. I did actually talk to a gal a couple weeks ago, after about 4 years of phone calls. I gave up talking to them before when they didn't believe my husband did NOT have a bill that was owed, no matter if it was from 1992, or yesterday! They would get huffy with me, so I would just not answer. Then the last few months I decided to just pick it up and never say a word, or if I did once they told me who they were I would hang up. This last time a gal was really decent when she talked to me and I told her no matter how blue in the face I get telling them we do NOT owe a bill, she said if I sent a letter to them stating it to be fraud (which we do think could be from an ex-wife using my ex's s.s. info for credit, but of course, we have no proof of that) then they would quit calling. I just said.."You will?" She said "Yes." I told my husband and he just said to just forget it..it wasn't worth it. Well, they had originally said we owed like $4800, then it finally got down to about $1800..now it is going back up into the 2000 somethings. lol. I just give up.

Up to 54 numbers blocked now. Calling on an 18 yr old debt that no longer exists.

I get that too. I'd love to put "you know your talking to an answering machine, right?" "Answering machines can not hang up until you do"

Just tell them at the beginning of the call that you are recording the call for your protection. They will ask, are you really? Answer "YES" and they will hang up.

Called me again this morning, went straight to VM (but never left a message), never heard the ring. Nice try again Portfolio, now go suck it.

Yes, never back down. NEVER admit to the debt. Always ask for written proof. They buy zombie debt that may or may not belong to you. In any case, just DENY the debt. They won't send written proof because they don't have it. They have the same problems as banks with foreclosures. The debt has been bought so often the original paperwork is long gone. Plus, they buy the zombie debt hoping you don't understand the law and can fool you to make a payment. Once you make a payment, you restart the clock and they can now take you to court. Zombie debt is what it sounds like, it is debt that the legal SOL has expired. THEY CAN'T TAKE YOU TO COURT TO COLLECT, BUT THEY CAN HARASS THE HELL OUT OF YOU. The law clearly states a debtor may collect debt even after the SOL has expired, unless you get a court order like filing for bankruptcy. They just can't take you to court or garnish wages. It sucks that zombie debt collectors found a loop hole in the law to harass consumers. They are now buying debt not under SOL from desperate banks that don't want to take you to court. PRC is hiring lawyers all over the country to take consumers to court. I know PAY your debts, but once the SOL has expired OUR Congress should pass laws to end all collection. But PRC gives ton's on money to politicians not to change the current law. Many state attorney generals are going after PRC for harassing the wrong debtor or not supplying information once requested by the consumer. BOTH VIOLATIONS of the law. I get calls for my brother's ex-wife stating I should pay the debt. These collectors are crazy!

Spoke to a customer service representative, was informed the only way to be removed from their calling list is in writing. The representative stated you need your account number. "Portfolio Recovery Associates, P.O. Box 12914, Norfolk, VA 23541.