847-994-2540 / 8479942540

Keep track of the calls. The law clearly states they may only contact you once a day and must leave a message if the answer machines picks up. Many times they just hang up after 3 rings since most people have 4-6 rings set for voice mail. That is why many times when you pick up the phone it doesn't go through. Also, they are using robo-callers that routes the call to a call center once you pick up. Many times there are just no operators. I heard they are now setting up phone banks in employee's home. They advertise work at home and pay on commission based on what you collect. They are exploiting desperate workers who will do anything for a job. I don't care how bad the economy, wrong is wrong. Yes, pay your debts, but you don't have to harass. Take the person to court. THEY DON'T on 80% of the debt because the SOL has expired. It is called ZOMBIE debt for a reason. They are trying to bring it back from the dead. Once you agree the debt is yours and make a payment they got you. That is why NEVER admit to the debt and always ask for proof. It is useless. They don't care. They will harass you till the day you die or make a payment. By the way, if you make an agreement to pay a percentage to clear the debt, it can or WILL go back on your credit report as settlement accepted, even if it is past the original SOL. The best thing to do is TO NOT PAY and deny, deny, deny. Or block the calls like I do. Panasonic new phones let me block 45 numbers with a busy signal.

THEY CALLED LIKE 30 TIMES IN A ROW. AND CALL LIKE THEY A LONG LOST FRIEND. THEY HAVE ALSO CALLED AND ASKED FOR SOMEONE ELSE, IM SICK OF THEM

This company does not care if you owe the bill or not, or if it is from 10+ years ago. They hope they can strong arm the weak into payment. They then keep the money and do not send any of it to the bank that says it is owed money. They can not help your credit, but can screw it up if you start payments as you re-start the clock on the charged off debt. The bottom line is to stay off the phone with these low life scum. You can never win on the phone with them. They will ask for personal information "to help you" and then tell you that you must prove to them you do not owe them money. This is an old con game run just this side of the law. Often they cross that line.

SOUNDS GOOD TO ME... LOL

Stop calling

} "The law clearly states they may only contact you once a day and must leave a message if the answer machines picks up."Errr, which law "clearly states" either of those things? Not FDCPA, which is what the other 49 states would first reference when combating a collector. I have difficulty believing your own state laws are so granular in regulating collection calls, but do cite the statute if it's true.

Don't bother with the harassment suit, you'll be wasting your time (as any lawyer will confirm). I'm not in this field myself, but I remember from lawschool when I took Creditors and Debtors rights the cases that we read about harassment. You wouldn't believe what the courts allowed them to get away with and still not considered harassment - it was truly unbelievable. It would have to be so incredible of an ordeal as to be literally intolerable to even come close to qualify as harassment - like, calls every day nonstop so that you literally could not use your phone. You could probably win on other things, but harassment is very, very hard, I'm afraid. I'm a lawyer myself, and they're calling me about some old thing my fiance's ex wife owed from years ago, and even though I'd been nice and given them her information, they still keep calling and are perfectly nasty with me. So, it doesn't really matter if you cooperate with them or not, or whether you are the appropriate target or not. They seem to hire particularly nasty people on purpose.

I continous receive harassing calls from this number from a debt that was settled almost 10 years ago. hte calls come to my office and my home phone. I have requested numerous times that they stop and no one will stop them. I cannot change my phone number as the current number has too many attatchments. Please tell me how i can cease these harassing calls.

I second the motion. Given the stack of violations you have on PRA, those who comprehend the private right of action part of the FDCPA would have long ago stopped sending letters and sent a summons instead. Just because there are laws in place does not mean a vile firm like PRA will turn redfaced and slink away when you call out its illegal antics. Laws exist to be enforced, and you can't wait for an offender's legal desk or a regulator to do that for you. Besides, you can use an extra grand plus damages for mental distress, right?I grant you, the FTC says very little about consumer lawsuits and has done a piss-poor job overall promoting what's become a very useful set of rules in a desperate economic climate.

I'm not sure why you think an 18 year old debt no longer exists, unless you've paid it off. The debt always exists, it's just that after the 10 year statute of limitation (or whatever your state's limit is) they can't bring a suit against you anymore - but they can call about it forever. If you'd paid the debt, and that's why you say it no longer exists, then what they're doing is totally illegal, and it's the fault of whoever you paid the debt to that they didn't report it as paid. If you didn't pay it, it doesn't just go away, and you'll get calls forever, because you'll still technically owe it. You can sent them a cease and desist letter to stop them from calling/mailing you (do it via registered mail and keep the green card), but they can sell the debt to another collection agency who can then start calling you the same way, and you'll have no choice but to again send a cease and desist. The odds of that happening after 18 years are slim, because they can't sue you anymore for it, and the only hope they have of collecting is playing the odds that you won't know your rights and do something to revive the old debt (like making a promise to start paying it - never ever say that, most states require it to be in writing, but I am not sure about all of them, before it renews the debt). Companies get away with small violations of the law in their collection practices because nobody ever seems to stand up for themselves.