905-671-4151 / 9056714151

Your an [***]!

your an idi0t and definetly not third party. Maybe you can post your phone number on this forum and we can all phone you and call you names and bug you about your dead end and ill minded career choice.

That's bull#$ we have been fighting with Ahmed at MJR for almost a year now we have tried over and over to make arrangements but he wants full payments up front and that's,it no negotiations 13,000...I know we owe the money and times were though...we tried credit counselling which is going well for over 8 months with other debts now but MJR would no talk to them and wouldn't even except a payment unless it was full balance. Went into my wife's credit report to see if she had tried getting loans else were to pay them, her name is not on the debt at all and called her work for payment when they couldn't get a hold of me.. Went as far as asking her about asking parents to help (she is in her later 30's) and when she said they had passed away (over 10 years ago) said "Well you must of gotten some inheritance you can use" you call that respectful..

I can see that education was an issue for you as well. My reply to "third party" is now directed to you as well. Still not seein any phone #'s yet.

I do not want to keep getting these calls

How to make a complaint against a businessThere are 3 steps you must follow: Review your rights See if your complaint falls under the Consumer Protection Act (CPA) or the other consumer protection laws that we are responsible for. If you have questions about your rights, call us at: 1-800-889-9768 or 416-326-8800 TTY 1-877-666-6545 or 416-229-6086 If your complaint is not covered by the consumer laws that we are responsible for, we will do our best to help you find an organization or government office that can help you. ​Write a complaint letter to the business You should write a complaint letter to the business before the ministry can get involved. Send your letter by email or by registered mail so you have a record of when you sent it. Here’s a sample letter you can use as your template (PDF) You can also include a notification of consumer complaint (PDF) with your complaint letter. This notification tells the business that you have started the complaint process and explains the consequences of ignoring a complaint that may fall under the CPA. When you write your complaint letter: type it or make sure your handwriting is neat and easy to read explain what happened be specific about how you want to resolve the problem. For example, request for a refund, return, etc. specify the date by which you want a response (3 weeks is reasonable) keep it short and to the point be firm but polite include copies (not originals) of receipts, invoices, contracts, or other relevant documents include your signature and date keep a copy of the letter keep a record of its delivery. For example, send it by registered mail, fax or email Submit your complaint to the ministry If a letter to the business doesn’t resolve your issue, you can file a complaint with us by choosing one of the following: submit an online complaint print and complete our complaint form (PDF), and send it by mail, email or fax to: Ministry of Government and Consumer Services Consumer Protection Branch Box 450 1201 Wilson Ave Building A North York ON M3M 1J8 Email: consumer@ontario.ca Fax: 416-326-8665

I am taking this company to small claims court personally. It is very easy to do.1-send a reg letter telling them not to call.2-write to them after they ignore it reminding them about "cease and desist"3-file with ministry of consumer services for free4-pay $150 to small claims court and sue for thousands in damages.***when*** i win, i will upload the court documents online and provide a link to it for reference.These guys are bottom feeding scum bags.I have represented various consumers who have been harassed by these guys and even had their money stolen by a manager on the td team.. Honestly the owner needs to be locked up behind bars indefinitely.

Also, demand to speak with ombudsman for the creditor you owe and explain all the foul play that went on. They will not be impressed. The client wants to keep the relationship with customers, the collection agency just wants the money..Make sure you tell the client of the abuse and they will look into the matter and have a strike against this company..Enough strikes and they pull all the business from the agency.Happy reporting!!! Fight back!!! Know your rights!!!

i do not know who you spoke to but all collectors there know for a fact that if the consumer is deceased to close the file try calling another department or a manager and explain that to them, OR you have have been put down a co signer and not even have known it so look into that/

JOEL MISKIN Biggest [***] ever.