978-686-2255 / 9786862255

Either way they are scumbags they are coming after me for a mishandled loan that sallie mae screwed up from the get go...Instead of doing some actual work other than harrassing myself and the co-signer (who paid Sallie Mae to get off the loan). These dopes are setting themselves up for a counter suit and I am jumping with joy the more and more I find out about them....Companies like this should be wiped out. Especially in times like these when people can barely afford to get to a job! Just pure scum!

hey mike. as for the calls zwa gives to you - what may be the case is the consumer we are calling had your number prior to you, therefore you may have many calls from alot of places for this man or woman. we have the last known number there is where you get the calls. what i do is take out the number while i am still on the phone being told it is the wrong number and we take it out of the system. if the individual has more than one file that later comesa in then it may happen again but not likely. but the number will get taken out. i get calls at my house all the time but i know that it is due to i have a recycled number. it sucks.

They are calling and harrassing me about a loan from Sallie Mae also. My name isn't even on the loan anymore and I told them that I had paperwork to prove that, they said they didn't care "the paper in front of me has your name on and that is who needs to pay for it!" After going at it for about 15 minutes she actually got irritated enough with me that she hung up!

office manager: these calls are from a trunk line at 18 truman irvine ca 92620 and are the entry point for 20 offices in 2 buildings at steven sears attorney irvine.

these jerks call my home everyday for my fiance. they have been very rude and have only left one messege. one day a week ago between 7 and 8 pm my caller id listed that they called 46 times. isnt that harrasment?

I am scared this number has called 2 times and from reading the blog i am terrified. They have not sent anything in the mail they just keep calling. Do i wait for information in the mail and go from there?????

yes they do

In regards to Zwicker & Associates - you have to understand that these people are ruthless and they will hound you until you completely crumble emotionally from the telephone ringing off the hook and answer it. Just remember one thing - it is important for us as consumers - as imperfect as we are - to always do the right thing. No matter how unprofessional Z & A will be; they don't care about you or American Express or the price of gas. All they are interested in is making your life a living nightmare. With that in mind, remember this, if you are in Bankruptcy, it is YOUR responsibility to advise the original creditor, which in this case for most of us is American Express, and advise them via certified/registered letter (or they'll say they never got it) to stop calling you at home and at work and to not call your relatives or neighbors. You must give them the name of your attorney and that all information must be referred to your bankruptcy attorney.Now, please be advised that this is NOT going to stop the collection calls. I am in the middle of a nasty bankruptcy and I get calls continually from the same people I've told more than four times that I've filed and have an attorney. They either don't believe me or are incredibly stupid.After you hire an attorney and have advised your creditors of such, you MUST document each telephone call, who it is from, who sends you mail, when it arrived, did you respond to the correspondence, etc. Every time a collection agent calls you and it's after they have been informed of your intent to file bankruptcy, they can be fined up to $100 per occurance. This amount of money can be deducted from what you owe that particular, original creditor. If Z & A (working for AmExp) keeps calling, I'm not going to owe them anything pretty soon. I figure, go ahead el Jerko's keep calling and when I go to court I'm not going to have to pay you.What is most important to remember is that although we make out the collectors to be the bad guy and they have bad reputations with ruthless ethics it is still not right for us to act or be worse than they are. Kill them with love, kindness, read them a few Bible verses and hope for the best.With God all things are possible.

They just started calling me today. I am in the middle of debt settlement myself. Good to know what sort of tactics they're using as we have a law firm locally who deals in that sort of thing.

A CHARGE OFF ACCOUNT CAN NOT BE REVERSED ONCE ITS DONE ITS DONE FYI