904-398-0080 / 9043980080

she is a collector not a mediator if she says it again you can sue if you record it

HOW TO TELL IF THE DEBTOR IS NOT GOING TO PAY THEIR BILL1. if you TELL the dtr of their debt and they say sent it in writing and hu2. if they say they need to talk to their spouse3. if they say they will call back because they left their checkbook or ccd at home4. if they say its sounds good but i need to think about it5. they hang up the phone on you when you call their job 6. if they say person is not in or dsnt live there7. if they say they will pay the client FACT IS THAT 88% OF PEOPLE HAVE THE $$ TO MAKE SMALL PAYMENTS AT THE VERY LEAS TON THEIR COLLECTION ACCOUNTS. THE PROBLEM IS THAT THEY AR ENOT HONEST OR HAVE ANY MORALES. THESE ARE PEOPLE WHO WILL STEAL, RAPE, MURDER, TORTURE, ECT JUST TO HAVE THINGS THEIR WAY. THE SAME PEOPLE WHO GO OUT AND SPENT TONS OF MONEY AND LEAVE THE OTHER 12% OF HARD WORKING MIDDLE CLASS PEOPLE TO PAY FOR IT WITH OUR TAXES IN HENCE MAKING THE RICH RICHER AND THE POOR POORER. TO SUM THIS UP THE POOR AND THE RICH ARE ATTACKING THE POOR. IDIOTS!!!

This company has called me repeatedly and not disclosing any information beside threaten and harassing information. They called my friend threatening my livelyhood. These are insane tactics to collect a debt.

I keep getting these phone calls. I haven't answered any of them because I did not know the number. The guy left a message today saying it was very important that I give him a call. After reading these posts, I am not. It did worry me because he did say it was important. How do I get thier address to write them a letter?

I got a call from Ms Heard she called talking without taking a damn breath she was very rude I tried calling back several times and she told me that no one else was there she also told me that if I didn't pay that my county would be contacting me she called me and stated I had until the 31st to pay yeah she ask for my checking account but I don't have one and if i did would have given it to her..........especially if she is the only one in her office I looking into this............

The address is 948 Baymeadows Way Jacksonville FL 32256 at least that is what I was given...

Where should I start. The guy name Gordon Phillip has contacted my mother who is in NY put her in panic about collecting a debt. I called the guy back, the audacity this guy had to talk to me like I am his daughter. Rude, nasty and no manners for human problems. He was starting to tell me how me and my fiancé did not pay rent in our old place. Yeah because the building decided to evict us for playing loud music on the property at 7 am, and then had the audacity to tell us that some guy got in to a fight with my fiancé. Bunch of BUUULLLLSHIT. NEVER HAPPENED. !!!!! This guy was the most rude and disrespectful person I have ever spoken to. I wish he was in front of me so I can slap him upside his head and teach him some manners.

Hay everyone here is a letter I got and sent to out certified to a company that was doing this. When they call just ask for them to send you a letter via your email. Copy and paste the letter below and attach the email to it with everything filled out where needed. They will have to leave you alone until they can prove that you owe THEM. Good luck everyone and here is this companies physical address to send certified. Over the phone they will only give you a PO BOX that is so they don’t receive this type of letter. If they only knew how easy it is to find them.PDM Inc.7948 Baymeadows WayJacksonville, FL 32256-7518VIA CERTIFIED MAILDear I am writing in response to your (letter or phone call) dated { }, (copy enclosed) because I do not believe I owe what you say I owe. This is the first I've heard from you, or any other company on this matter therefore, in accordance with the Fair Debt Collection Practices Act, Section 809(b): Validating Debts: (b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. I respectfully request that you provide me with the following information: (1) the amount of the debt; (2) the name of the creditor to whom the debt is owed; (3) Provide a verification or copy of any judgment (if applicable); (4) Proof that you are licensed to collect debts in (Texas).Be advised that I am fully aware of my rights under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. For instance, I know that: Because I have disputed this debt in writing within 30 days of receipt of your dunning notice, you must obtain verification of the debt or a copy of the judgment against me and mail these items to me at your expense; you cannot add interest or fees except those allowed by the original contract or state law. You do not have to respond to this dispute but if you do, any attempt to collect this debt without validating it, violates the FDCPA.Also be advised that I am keeping very accurate records of all correspondence from you and your company including recording all phone calls and I will not hesitate to report violations of the law to my State Attorney General, the Federal Trade Commission and the Better Business Bureau. I have disputed this debt; therefore, until validated you know your information concerning this debt is inaccurate. Thus, if you have already reported this debt to any credit-reporting agency (CRA) or Credit Bureau (CB) then, you must immediately inform them of my dispute with this debt. Reporting information that you know to be inaccurate or failing to report information correctly violates the Fair Credit Reporting Act § 1681s-2. Should you pursue a judgment without validating this debt, I will inform the judge and request the case be dismissed based on your failure to comply with the FDCPA. Finally, if you do not own this debt, I demand that you immediately send a copy of this dispute letter to the original creditor so they are also aware of my dispute with this debt. Thank you,

Donna,Please don't worry about this company. I have posted a letter on here that you can copy and paste with the true address for this company. Be sure and send everything to them certified. This way you know they received it. FIY, the laws states that collection companies can call you and if you don't answer they can call you as many times as possible. BUT if you do answer and let them know who you are they by law can only make 1 phone contact with you per day. But read my comment on things you should do along with the copy of the letter I put in there. And Good luck Donna. I have reviewed some of the comments that they have made on here responded to other people and I can see why they work for a collection company with the trash talking and inexcusable words they use.

What was the lawyers name and number you used