905-671-4151 / 9056714151

These companies have every right to pursue every angle to collect the debt, interest, collection and associated fees. They can call you or your employer if you continually avoid calls. Don't like it ? I don't like high interest because of you. Pay your debts !!

I do not owe anything to anyone. You tell me you need to speak to me, but won't tell me why. Tell me why and maybe I will be able to help.Stop calling and harassing my children!!

Make a claimStand on that claimNotateJudgement InjunctionAuctionChargesPretrialTrialVerdictSentence

Mjr collection agency.Has been known to send fake papers etc. Empty threats. Confirm every thing they send you. You have the right to ask for: Proof of debt owning. Has the original debt been paid by other means. ( Insurance, tax write off, collection agency buy out(s) etc ).Ask to have a look at their financial books. Both the collection agency and who ever you owned the debt to. For forensic Investigations reasons. ( Remind them it Can be court ordered). A break down of the debt from day one. Dates to and who the debt is was owned by, Proof It's the debtor suing you. And not them (mjr) Because they bought the debt. For pennies on the dollar. ( the debt might be a lot less. Then you think. Simply everything a judge might ask for: Remember you have to ask. And that they ( mjr ) may not want to answer certain questions.

I got a call from them ( 905-671-4151) looking for my husband and I refused to take a message. They said something about TD Canada Trust.We don't owe anything because we always pay everything off. We never carry it over.Why would they call you when they have nothing to collect from you?I got calls from Credit Risk Management people yesterday too. Why would these people call us when we pay the credit card debts off every month?

Mjr collection agency.Has been known to send fake papers etc. Empty threats. Confirm every thing they send you. You have the right to ask for:Proof of debt owning.Has the original debt been paid by other means. ( Insurance, tax write off, collection agency buy out(s) etc ).Ask to have a look at their financial books. Both the collection agency and who ever you owned the debt to. For forensic Investigations reasons. ( Remind them it Can be court ordered).A break down of the debt from day one.Dates to and who the debt is was owned by, Proof It's the debtor suing you. And not them (mjr) Because they bought the debt. For pennies on the dollar. ( the debt might be a lot less. Then you think.Simply everything a judge might ask for: Remember you have to ask. And that they ( mjr ) may not want to answer certain questions.

Best way to stop these call is to disconnect your voice mail and just don't answer these calls.Once your debt has been written off by the original lender and sold to one of these typical debt collection companies, your credit rating has now taken the biggest hit its going to take so no matter what payments you may start making to these bottom feeding thugs, it will not undo or repair the damage that you credit rating has now undergone - so don't bother paying them as you will just be throwing good money after bad!Now these debt collection companies use auto dialers that will keep calling if they get a "positive" contact - which includes v-mail. But if over a 3 week contiguous period their call always go to a no answer/disconnect (which is what happens if you have the v-mail feature disconnected from the telecom carrier) the auto dialer will then remove that number from its call list and write it to an error report for human review. A human will then try calling the number directly just to check that the auto dialier was correct in its programming to identify that was a bad/dead contact number. Once the debt collector believes the tel # for a debt is disconnected and/or erroneous, the either A) abandon collection of the file if its over 5 years old or B) add it to a list of other "uncollectable" debts until the total value of that list of debt is over 1 million dollars - where then they will sell that book of debt to another even lower life debt collectors for $25-50K - and the cycle of calling you will start all over again. By law, the record of the bad debt will be removed from your credit record 7 years after the date you first went delinquent with the original creditor. But your debt will continue to be bought & sold between debt collection agencies if a positive contact had been made with you within the last 5 years. So again the simple answer is don't answer the phone, don't have v-mail, and don't pay a debt collector.

Pay your bills in full with interest and you won't get phone calls. Otherwise it's fair game to call anyone. It's called skip tracing. Not paying bills is like fraud.

I am in debt to Canadian tire to the tune of 6500 I agree that I owe the money Trouble started when I lost my job but I can afford to pay 200 month until things turn around or until debt plus interest is paid in full This(in my opinion ) low life lawyer has taken me to court and received judgement for the 6500 plus interest Now going back to the beginning I contacted ctc and tried to make payments and they refused saying it had been sent out on collections to MJR k no problem contacted collection company and they tried to force me to borrow from citi financial (so i applied and was turned down ) so called them back and they would not accept payments(their letter stated that if I contacted them within 10 days they wopuld hold in abbatement ) idid and they did not Talked to in my opinion the low life Joel Minskin They filed in court and I borrowed money from my mother and hired a para legal he went to court and it ended up as a judgement (at this time he was looking for $8000 ) for $6500 so I had para legal send out the first payment for $200 and then next month the second payment of $200 these were by registered mail they were returned he would not accept them now I have received an affidavit saying he has not received any payments and the paperwork for a garnisheement for the new job I am working at I owe this money and accept full responsibility for my debt but this guy is a very bad person that thinks he is better than anyone else and is just trying to make life as hard as he possibly can for a hard working honest person Getting to be a lot of weight on my shoulders I am 58 years old and it is not easy to find work at my age I hope I do not lose my job over this I owe and I owe What can be done to stop this low lifes bulling and mental harrassement I only want to pay my debt and have been trying to pay for about 8 months now any advice would be helpful and in the affidavit his employee says he did not receive any payments and it was notorized by him when i have registered receipts saying he did and would not accept the longer he drags it out he just keeps getting paid from canadian tire so he dosent care

Phone call from 905-671-4151 is strictly scam and fraud Never been involved in any business related matters.Will be ignored.