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Area code: | 303 |
Prefix: | 323 |
Country: | United States |
State: | Colorado |
City: | Denver |
Company: | Mcimetro Access Transmission Services LLC |
Usage: | Landline |
Time zone: | Mountain |
Leave a comment about 3033230032:
You must be one of the dead beats that can not afford to pay your bills. You better hope I don't get a hold of it, or as you said purchase it. And as far as your DEA buddy tell him they can kiss my [***].
You need to file a complaint with the attorney regulators office and bring evidence that he is harassing you. It is against the law for them to call your boss. I currently have an open investigation with the attorney regulators office. The more cases the faster this guy cannot continue to break the law.
I have been contacted by and Andrew Geffen who refused to take a small monthly payment. Finally he agreed and I asked for some documentation to back this up. Never showed, that was in March 2010. In January 2011 a lady called and said I agreed to make monthly payments but have not and she was not sure why things were put aside until then. I explained about needed proof and she agreed to mail something but never received it. Now end of Feb I was contacted by a John Fachini who did email me a bill from Credit One bank and a letter with a file number and a much larger amount from a Brian Quintana. Is this legal documentation that they own the debt? Mr Fachini told me he could not provide anything further as it is with Credit One Bank and there is a privacy policy protecting me. How is that possible if they own the debt? I have seen too much negative about this Standley and Associates. I had the credit card which had a 200 credit line and they are claiming I owe 1100 dollars.
Did they ever send you a notice through the mail? They are required by law to send a notice within five days of the initial contact, through the postal service. They also lie and claim that they have sent documentation. If they don't have proof now, they won't have proof if they try to take you to court. They inflate the account with bogus attorney fees and other fees. They send their internal documents and offer that as proof. I wouldn't pay them a dime. Let them provide the proof. They won't because they don't have it. When I dealt with these jokers, the person I spoke to claimed that the burden of proof was mine to prove that they hadn't sent any documentation. She works for an attorney's office and didn't understand burden of proof was Standley's responsibility. Take a look at what F U Brian said. They came to court by phone and had no documentation. They coerce people to pay them with lies and fear. They call and say they are an attorney's office. Ha-just a boiler room of losers who couldn't find they way around the law with a map and a GPS. Don't waste your time with these jokers, they collect money off of people that don't understand the law and they use fear and intimidation. They can hand it out but can't stand it when someone dishes it back to them. When I have confronted them on these points, they respond by hanging up.
If you people would put in as much effort in paying your debts as you put into avoid paying them this country would be in a lot better shape.The Law state the a creditor must attempt to send a noitice to the last KNOWN address. It does NOT require that you actually receive said notice. It is your responsibility to update your address to all your creditors. It is not their responsibility to hunt you down to ensure you received notification. Heck the courts do not even require your creditors to CALL you before action is taken against you. Legally all they have to do is send the notice, have the process server make 3 attempts to serve you, before they go a head and seek judgement.As for "proof" all the courts require is a single page affidavit from the original creditor that contains your name, ssn, original acct#, date opened, date charged off, crarged off ammt owed(bal before charges and interest), and signed by a officer of the company that originated the debt. Thats it. They do NOT have to provide statements of the acct showing the history. If you do not believe me there is a land mark case on this issue you can look up, or you can just go to court and see for yourself. I am not deffending these idiots, but I find the armchair attorneys giving bad advice I have to comment.
I went to court with another debt collector. They had internal documents that they had generated and a sale document. I asked about witnesses, they had no one with first hand knowledge. Check your definition of hearsay. Just because the collector can go to court with a piece of paper that anyone can generate, they have to provide testimony, firsthand testimony or it can be impeached. If this debt collector's case was airtight, why did they agree to a summary judgment when I asked about firsthand witnesses? I am not an armchair lawyer, but I have seen these bottom feeders in action. By the way, I have lived at my current address for over fifteen years, Standley never sent the required notice. If Standley wants to collect, then they should have the documentation and witnesses to back up their claims. They win 90% of their cases because the debtor does not show up. As F U Brian reported, they lost their case with lack of documentation.
One thing to keep in mind and it is the number one rule in collections. DEBTORS LIE..... I read his post when he claimed the attorneys didn't show up for the hearing and just called in..... DOES NOT HAPPEN.... When you went to court and had your judgement issued against you did you hear any "conference calls" with attorneys who were not able to make it to court? The answer isd no... You are right we win 90% because debtors do not bother to attend, we win the other 9.99% because the debtors fail to show proof that they did infact pay the debt. The .01% we lose or are dismissed is because a debtor manages to provide a paid in full letter by a previous agency. Of course if he would have done so sooner we wouldn't have had to take them to court in the first place.Another thing the courts do not dismiss the case your file is missing the affidavit, they continue the case for a later date. Heck I am not going to lie you ya I know attorneys whe intentionally leave it out just so they can continue the case so they can charge you the debtor MORE fees.