770-881-7088 / 7708817088

I too received a vm yesterday and returned the call to see what this Civil and Federal suit was about. They asked me to verify that I was who I was with the last 4 digits of my social...and I did. I know it was dumb but they would not give me anything. They are Claims America at 2055C 349 Scenic Highway North, Snellville Georgia 30078 (or so they say) and referenced a case number, that I owed $4,253 that they are not a collection agency but that Investigator Vincent Skylar was working with Attorney Robert Goldstein and Chase Manhattan. I was being sued and leins on property I have or may possess in the future, garnish of wages and IRS inquiry if they serve me in the next 14 days and if we go to court it would be in the thousands and thousands of dollars but could settle right now. When I told him that this was all included in a bankruptsy back in 1990, he said that it didn't matter because I was paying small amounts at the time and that I wasn't in default and the Chase could opt out of the bankruptsy. (not) Vincent was very rude and throwing legal language as quick as they come and I kept slowing him down so I could write it down and when I told him that for all I knew he could be a fraudulent outfit, he really got irritated. I then was transferred to the good guy, Settlement Director of Operations, Hans Gould at ext. 109. He calmed me down and said he had the authority to lower the amount to $812 but that I had to pay tonight by 8:30 and that I could even spread the payment over 4 months...Credit card or debit card would suffice. I told him I had to borrow the money from family and I would get back to him. I never did but reported it to the GA police, the DE police, my bank and the credit agencies. When nothing googled for Claims America and all of this came up googling their phone number, I was relieved to know they are a fraud. thank you for your postings. Throughout the entire call though, I was terrified which is what they wanted. I hope they call back now because I have a few choice things to say to them now.

Yeah so you are saying they cant call you but you can call them. I dont care how old the debt is if you owed it then, you owe it now. what planet are you from?

Me too. Nothing in collections before. Total scammers, and completely inept to the laws that protect citizens from their abusive practices. Please respond to this GET REAL/Mr Reality/The Kid, or whatever you want to call yourself today. You are getting to be like the company you defend (Claims America a.k.a. CMC Recovery a.k.a. RSI Investigative Services a.k.a. RSI Claims Processing Services a.k.a. EDI-Emanee Development Inc (EDI) a.k.a. Murray, Bradshaw & Associates...quite the list)

Here's the provisions of the FDCPA:§ 806. Harassment or abuseA debt collector may not engage in any conduct the natu-ral consequence of which is to harass, oppress, or abuse anyperson in connection with the collection of a debt. Withoutlimiting the general application of the foregoing, the followingconduct is a violation of this section:(1) The use or threat of use of violence or other criminalmeans to harm the physical person, reputation, or prop-erty of any person.(2) The use of obscene or profane language or languagethe natural consequence of which is to abuse the heareror reader.(3) The publication of a list of consumers who allegedlyrefuse to pay debts, except to a consumer reportingagency or to persons meeting the requirements of sec-tion 603(f) or 604(3)1of this Act.(4) The advertisement for sale of any debt to coerce pay-ment of the debt.(5) Causing a telephone to ring or engaging any personin telephone conversation repeatedly or continuouslywith intent to annoy, abuse, or harass any person at thecalled number.(6) Except as provided in section 804, the placement oftelephone calls without meaningful disclosure of thecaller’s identity.1. Section 604(3) has been renumbered as Section 604(a)(3).15 USC 1692dPage 10§ 80715 USC 1692e§ 807. False or misleading representationsA debt collector may not use any false, deceptive, or mis-leading representation or means in connection with the col-lection of any debt. Without limiting the general applicationof the foregoing, the following conduct is a violation of thissection:(1) The false representation or implication that the debtcollector is vouched for, bonded by, or affiliated withthe United States or any State, including the use of anybadge, uniform, or facsimile thereof.(2) The false representation of—(A)the character, amount, or legal status of any debt; or(B)any services rendered or compensation which maybe lawfully received by any debt collector for thecollection of a debt.(3) The false representation or implication that any indi-vidual is an attorney or that any communication is froman attorney.(4) The representation or implication that nonpayment ofany debt will result in the arrest or imprisonment ofany person or the seizure, garnishment, attachment,or sale of any property or wages of any person unlesssuch action is lawful and the debt collector or creditorintends to take such action.(5) The threat to take any action that cannot legally betaken or that is not intended to be taken.(6) The false representation or implication that a sale,referral, or other transfer of any interest in a debt shallcause the consumer to—(A) lose any claim or defense to payment of the debt;or(B) become subject to any practice prohibited by thistitle.(7) The false representation or implication that the con-sumer committed any crime or other conduct in orderto disgrace the consumer.15 USC 1692ePage 11§ 80715 USC 1692e(8) Communicating or threatening to communicate to anyperson credit information which is known or whichshould be known to be false, including the failure tocommunicate that a disputed debt is disputed.(9) The use or distribution of any written communicationwhich simulates or is falsely represented to be a docu-ment authorized, issued, or approved by any court,official, or agency of the United States or any State, orwhich creates a false impression as to its source, autho-rization, or approval.(10) The use of any false representation or deceptive meansto collect or attempt to collect any debt or to obtaininformation concerning a consumer.(11) The failure to disclose in the initial written communi-cation with the consumer and, in addition, if the initialcommunication with the consumer is oral, in that initialoral communication, that the debt collector is attempt-ing to collect a debt and that any information obtainedwill be used for that purpose, and the failure to disclosein subsequent communications that the communicationis from a debt collector, except that this paragraph shallnot apply to a formal pleading made in connection witha legal action.(12) The false representation or implication that accountshave been turned over to innocent purchasers for value.(13) The false representation or implication that documentsare legal process.(14) The use of any business, company, or organizationname other than the true name of the debt collector’sbusiness, company, or organization.(15) The false representation or implication that documentsare not legal process forms or do not require action bythe consumer.(16) The false representation or implication that a debt col-lector operates or is employed by a consumer reportingagency as defined by section 603(f) of this Act.Page 120§ 80815 USC 1692f§ 808. Unfair practicesA debt collector may not use unfair or unconscionablemeans to collect or attempt to collect any debt. Without limit-ing the general application of the foregoing, the followingconduct is a violation of this section:(1) The collection of any amount (including any interest,fee, charge, or expense incidental to the principal obli-gation) unless such amount is expressly authorized bythe agreement creating the debt or permitted by law.(2) The acceptance by a debt collector from any person ofa check or other payment instrument postdated by morethan five days unless such person is notified in writingof the debt collector’s intent to deposit such check orinstrument not more than ten nor less than three busi-ness days prior to such deposit.(3) The solicitation by a debt collector of any postdatedcheck or other postdated payment instrument for thepurpose of threatening or instituting criminal prosecu-tion.(4) Depositing or threatening to deposit any postdatedcheck or other postdated payment instrument prior tothe date on such check or instrument.(5) Causing charges to be made to any person for com-munications by concealment of the true propose ofthe communication. Such charges include, but are notlimited to, collect telephone calls and telegram fees.(6) Taking or threatening to take any nonjudicial action toeffect dispossession or disablement of property if—(A)there is no present right to possession of the prop-erty claimed as collateral through an enforceablesecurity interest;(B)there is no present intention to take possession ofthe property; or(C)the property is exempt by law from such disposses-sion or disablement.15 USC 1692fPage 13§ 80815 USC 1692f(7) Communicating with a consumer regarding a debt bypost card.(8) Using any language or symbol, other than the debt col-lector’s address, on any envelope when communicatingwith a consumer by use of the mails or by telegram,except that a debt collector may use his business nameif such name does not indicate that he is in the debt col-lection business.Please read this passage:"(4) The representation or implication that nonpayment ofany debt will result in the arrest or imprisonment ofany person or the seizure, garnishment, attachment,or sale of any property or wages of any person unlesssuch action is lawful and the debt collector or creditorintends to take such action."And please refrain from name-calling.

hey "BILL", you are a real piece of work. We're supposed to accept the fact that you low rent, dropout con artists are somehow a legitimate debt collection agency, and you can't even spell the word 'right' correctly? Your feeble defense of your illegal actions is ludicrous and downright pathetic. We're supposed to have empathy, for you when you call people up and threaten to send the police to their homes if they don't pay your organization money on an old debt that you bought for pennies on the dollar? Would a real debt collection agency continue to return to these forums to defend themselves if they knew they weren't doing anything illegal? You are getting more nervous, and you should be. You have pissed off the wrong group of people who are on the case and who know more about you and where you are than you would care to admit. You are also exceedingly stupid, because you are leaving such a noticeable and copious trail of evidence. I am sure that enough people fall for your bllsht line over the phone, that you do get to make some money, but your greed and your stupidity will be your downfall. Criminals in general never seem to learn this lesson about the quick and easy buck.Keep it up, Lamont, or Reggie, or 'Investigator Clark' or whoever the hell you are. You are low class scum. You are degenerates and liars who will get caught soon enough and every day you try and rip people off is just another enemy you will have made.

Wow, you managed to get three noble attempts in one follow up, Lamond or Reggie or 'Ms Clark'. You are fooling NO ONE. We are not falling for it, and think about this; you are reduced to trying to defend your illegal attempts at collecting on old debts that are closed on an 800 number website. You cannot prove your company exists, you cannot produce the documents of the old bank or credit card agreements, you cannot notify your 'clients' by calling them directly, or by mail, as you called my parents first which tells me you know jack sht about operating as a legitimate debt agency or even trying to.Now let's have a little challenge, shall we? I want you, Lamond or Reggie or which ever low class scumbag I am writing to try and defend my grandmother getting a call from this very number telling her she will go to jail if she doesn't pay an old, charged off 16 year old debt?Go ahead and try to garner some sympathy here for doing such a thing. I would love to see that ten watt brain of yours attempt this. It's not like stealing rims, mind you. So I will gladly await and see your response, mmmkay kids?I know what you'll say, you'll deny that anyone from your dime store criminal operation would ever do such a thing, but we already have you on tape, with the called ID to boot.The more you post, the clearer it becomes, and dumb azz, did it EVER occur to you that all these web posts sites are going to be used against you too?Does the term "IP address" mean anything to you baseheads?

IF PEOPLE WOULD JUST PAY THERE BILLS AND STOP TRYING TO DO ANYTHING AND EVERYTHING TO GET OUT OF IT , YOU WOULD NOT HAVE THIS PROBLEM OF PEOPLE CALLING YOU /// PROFESSIONAL DBTRS ARE THE ONLY ONES RECIEVING THESE PHONE CALLS IN THE FIRST PLACE ... IF YOU ASK ME ,, IT SERVES THEM RITE ... DONT BE A DEAD BEAT AND YOU WONT GT COLLECTION CALLS

Any idiot convicts record can be accessed, you moron. I guess you don't like people knowing who you really are but given your criminal past it's not that hard to find you. The cops in Buffalo know, so do the cops in Georgia. They already know who you are, don't you get it? They know what you are doing, and they know what you are doing is illegal. It's called committing a crime, and you are guilty, and with a little time you will get caught you jerk. Karma is a [***], and when you are back in a cell pondering your poor choices in life that led you back to prison, you might recall this time period.Maybe then you might learn, but judging from your hilariously lame defensive postings here, probably not.

I got a call tonight 10/22/07 from my father. He said my mother who lives in Oklahoma got a call from these people wanting me to call them. I tried but it was to late they had already closed for the day. I plan on calling them and seeing what they have to say so that they can be recorded and sent to the Attorney General's office so maybe then they can try to do something about these people.

Ethernet, don't be too hard on these idiots. They really aren't that smart as you clearly have demonstrated. They amuse me more than anything, so I almost enjoy witnessing their silly postings here.